FRE76158

WARNINGEligibility

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • The appraisal report does not indicate the impact that the commercial space has on value and marketability. Please ensure the required data has been accurately provided and the report has addressed the impact on value and marketability. • The appraisal report indicates that the commercial space has an adverse impact on value and marketability. Please refer to the Freddie Mac Seller Guide for property and project eligibility requirements.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE76158

FRE76158 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for the Subject property.
• Bound to MISMO data point ValueMarketabilityImpactType

How to fix it

On the URAR, this lives at: Project Information → Project Factors and Impact to Value / Marketability. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE76158 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.