UAD1188
WARNINGOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide the 'Unfinished Above Grade' Area, even if the value is 0.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers UAD1188
The published rule logic, verbatim:
If (ImprovementType = "Dwelling" or (ImprovementType = "Outbuilding" and OutbuildingRealPropertyIndicator = "true" and AccessoryDwellingUnitIndicator = "true")), and UnitAboveGradeUnfinishedAreaMeasure is not provided in a given instance of PROPERTY_UNIT_AREA
- • Checked for the Subject property.
- • Bound to MISMO data point
UnitAboveGradeUnfinishedAreaMeasureat../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/IMPROVEMENTS/IMPROVEMENT/PROPERTY_UNITS/PROPERTY_UNIT/PROPERTY_UNIT_AREA/
How to fix it
On the URAR, this lives at: Unit Interior → Unfinished Above Grade. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
UAD1188 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1778 WarningProvide the 'Unfinished Area Above Grade' for the sales comparable, ev…
- UAD1138 FatalProvide the type of accessibility feature. Select 'None' if there are …
- UAD1139 FatalProvide the primary exterior access method (e.g., walk-out, walk-up) f…
- UAD1140 FatalProvide a description when 'Grade Level' = 'Other'.…
- UAD1141 FatalProvide the Grade Level Type (i.e., Above Grade, Fully Below Grade, Pa…
- UAD1142 FatalProvide the level type (e.g., Level 1, Level 2, Level B1).…
Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.