SYS9003
FATALOfficial message text · UCDP UAD 3.6 System Findings (2026-08-04)
Missing Appraisal Report PDF File.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers SYS9003
The package ZIP does not contain the appraisal report PDF. UAD 3.6 submissions are a package: one XML, one report PDF, and the photo files.
How to fix it
Re-export the full submission package (not 'XML only') from your form software. Before sending, open the ZIP and confirm the PDF is inside at the top level.
The free UADCheck inspection evaluates SYS9003 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- SYS9001 FatalAppraisal data in invalid format: Line {m}/Position {n}: {message}.…
- SYS9004 FatalMismatched PDF File Name: PDF reference {reference} in XML file does n…
- SYS9006 FatalMore than One Appraisal Report PDF File.…
- SYS9007 FatalInvalid Appraisal Report PDF File.…
- SYS9008 WarningMissing Appraisal Image in Zip File: {filename}.…
- SYS9009 WarningUnreferenced Appraisal Image in XML File: {filename}.…
Source: UCDP UAD 3.6 System Findings (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.